So I’m getting ready to deal with Capitol One. I have payment plan that should rid me of them in 6 months. Of course I have to actually make the payments. Verizon called me tonight to ask if the problem was solved as if the bandwith fairy came over and blessed my computer. Mike at work offered to give me Norton system works and Norton Defense once I get XP installedo n my machine. Hopefully that wont case a new problem with my machine like when I tried to install ME. Of course now I have a router. Bed time.